The new law also allows parents to freeze for free the credit of their children who are under 16, while guardians, conservators, and those with a valid power of attorney can get a free freeze for their dependents. To place a credit freeze on accounts, consumers will need to contact all three nationwide credit bureaus : Equifax, Experian, and TransUnion.
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The Federal Trade Commission works to promote competition , and protect and educate consumers. You are here. For Release. I Would Like To After I am done suing them, and my credit is clear, I am going to lock down my credit report to prevent further fraud.
But here is the thing. If your credit report is locked, then you will not be able to use it, high score or not. If you are shopping around for a car, they have to be able to pull your report. If its locked, then, you get an automatic decline. So I guess the "pure" genious in this would be what are you trying to accomplish?
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